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Mortgage rates have fallen quite a bit since the late-2023 peak. According to the latest data from the Mortgage Bankers Association, the average interest rate on a 30-year fixed-rate mortgage is now 6.29%.
However, with the Federal Reserve widely expected to gradually cut the federal funds rate through at least the end of 2025, there’s a solid probability that prospective home buyers will get a chance to buy with even lower mortgage rates in the near future.
Nobody can predict with any degree of certainty what mortgage rates will be at any point in the future. However, we can look at future interest rate expectations and historical mortgage rate trends to take an educated guess -- so let’s do that.
By: Matt Frankel, CFP®
However, with the Federal Reserve widely expected to gradually cut the federal funds rate through at least the end of 2025, there’s a solid probability that prospective home buyers will get a chance to buy with even lower mortgage rates in the near future.
Nobody can predict with any degree of certainty what mortgage rates will be at any point in the future. However, we can look at future interest rate expectations and historical mortgage rate trends to take an educated guess -- so let’s do that.
By: Matt Frankel, CFP®
Kitchen islands get a lot of action: meal prep and eating, catch-ups with friends over coffee, work and study, and plates and bowls of food during family-style celebrations.
In order for those activities to go smoothly, safely, and comfortably, the right lighting is crucial – imagine being unable to see clearly when you’re wielding a sharp knife. YIKES my friend :)
A great solution for your island is kitchen pendant lights. They should be designed to prioritize functionality that suits your lifestyle, in addition to suiting your design-style *wink*.
And we get that friend, we understand how to create lighting solutions tailored to your individual needs and routines.
If that sounds like something you’ve been craving for this high-traffic area in your home, keep reading..
In order for those activities to go smoothly, safely, and comfortably, the right lighting is crucial – imagine being unable to see clearly when you’re wielding a sharp knife. YIKES my friend :)
A great solution for your island is kitchen pendant lights. They should be designed to prioritize functionality that suits your lifestyle, in addition to suiting your design-style *wink*.
And we get that friend, we understand how to create lighting solutions tailored to your individual needs and routines.
If that sounds like something you’ve been craving for this high-traffic area in your home, keep reading..
Keep every inch of your shower squeaky clean with this mold removal and prevention guide.
By Mary Cornetta
By Mary Cornetta
By: Marie Look
If you’re in the process of choosing countertop materials for your kitchen or bathroom, you already know two of the most popular options are quartz and granite countertops.
On the surface (pun intended), these two materials look extremely similar, but there are key differences when it comes to quartz vs. granite countertops. While both countertop materials are beautiful and long-lasting, they differ in terms of their origins, composition, weight, necessary care and other factors.
If you’re in the process of choosing countertop materials for your kitchen or bathroom, you already know two of the most popular options are quartz and granite countertops.
On the surface (pun intended), these two materials look extremely similar, but there are key differences when it comes to quartz vs. granite countertops. While both countertop materials are beautiful and long-lasting, they differ in terms of their origins, composition, weight, necessary care and other factors.